Massachusetts senior benefits · with a nurse practitioner on the team

Find the benefits you're missing — free.

Your mom or dad may be leaving thousands in benefits on the table.

Heating help, tax credits, Medicare savings and 20+ more programs. See what you qualify for in minutes.

Start the free benefits check No card · no sign-up · results right away

100% free. Here's what that means:

  • You will never be asked for a card or payment to use the free check.
  • No sign-up, no email, no phone call.
  • We don't collect or save anything you enter. Your answers stay on your own device unless you decide to move forward with us.
  • The check does the work behind the scenes — it compares your answers against 20+ Massachusetts programs for you.
  • Your results show up on the screen the moment you finish.
Our nurse practitioner, in scrubs Licensed Nurse Practitioner

Who's in your corner

A licensed nurse practitioner reviews every plan

So it fits the person — their health, their care needs, their home — not just the paperwork.

The money that goes unclaimed is real

These are established Massachusetts programs. The problem isn't eligibility — it's that nobody hands older residents a clear, personal list of what they qualify for.

$2,820 Senior Circuit Breaker credit Per year, refundable — and you can often amend up to 3 prior years.
$0 Asset test for Medicare savings The state can pay the Medicare Part B premium — no asset test to qualify.
$2,000+ On the table for most households The typical household we review has well over $2,000/yr in benefits going unclaimed.

What you get for $179

Someone in your corner — start to finish

A real person reviews your situation and helps you claim it.

A personalized plan

What you qualify for, what it's worth, and the exact forms.

A 30-minute call

We walk through every program together.

Done-with-you help

Help filling out the applications we're allowed to assist with.

Free-expert hand-offs

VA and tax items go to free, accredited experts.

Our guarantee

If we don't find at least $500 a year you're missing, you pay nothing.

If our check doesn't identify at least $500/year in benefits you aren't already getting and appear likely to qualify for, your $179 is refunded in full — just ask within 30 days. Most households we review have well over $2,000/yr on the table.

What we check

Every Massachusetts program that could put money back in your pocket

Checked against your situation and your town.

  • Senior Circuit Breaker tax credit — up to ~$2,820/yr A refundable state credit for eligible homeowners and renters. You can often amend up to 3 prior years and recover what you missed.
  • Property-tax exemptions & deferral Clauses 41C / 41C½, 17D, veterans, and blind exemptions — plus the 41A tax deferral — decided by your town.
  • Fuel Assistance (HEAP) & utility discounts Help with winter heating costs, plus the discounted utility rate many households qualify for and never sign up for.
  • SNAP food benefits Monthly grocery support — eligibility rules for seniors are more generous than most people assume.
  • Medicare Savings Programs + Extra Help The state can pay the Medicare Part B premium — with no asset test — and Extra Help lowers prescription-drug costs.
  • SSI, reduced-fare transit, Lifeline & more Supplemental income, discounted senior transit, and reduced-cost phone/internet through the Lifeline program.
  • VA Aid & Attendance — referred out, free We flag what you may be owed, then connect you to a free, accredited Veterans Service Officer. By law, we never charge to prepare a VA claim.
  • Community MassHealth & elder-law referrals We flag community MassHealth and route nursing-home / asset-protection questions to a licensed Massachusetts elder-law attorney.

How it works

Four simple steps

You share a few details

We research everything

You get the plan + a call

We help you file

Straight talk: you can do all of this yourself for free. You're paying for the time, the know-how, and the certainty nothing was missed.

Free · private · nothing to buy

The free benefits check

Answer about 20 plain-English questions — for yourself or for a parent — and see every Massachusetts program that looks like a match, roughly what each one is worth, and exactly how to claim it.

  • Checks 20+ Massachusetts programs for you
  • For each match: the form, what to gather, and where to file it
  • Not sure of an answer? We'll show you where to find it
  • Your answers never leave your device — no email, no sign-up
  • Never asks for a card or payment. It's free from the first question to your results.
Start the free benefits check

100% free · about 5 minutes · no card needed

Start your check

Tell us a little, and we'll take it from there

We'll email you a short, plain-English service agreement and a secure payment link. No payment is collected at this step — the $179 comes only after you've read and accepted the agreement.

  • $179 flat fee — no hourly billing, no add-ons
  • Money-back if we don't find $500+/yr you're missing

Your contact information

Property-tax breaks are set town by town, so this helps us check the right rules.

By submitting, you confirm that if this is for another person, you have their permission to seek benefits help on their behalf. Payment ($179) is collected only after you review and accept a short service agreement — not at this step. Benefighter is not a government agency and not a law firm; this is information and clerical assistance, not legal, tax, financial, or medical advice. We do not charge to prepare VA or tax filings. See our Terms & Privacy.

Common questions

Questions families ask us

Isn't this stuff free? Can't I just do it myself?

Yes — every one of these is a public program you can apply for yourself at no cost, and we'll always point you to the free option. What you're paying for is having someone find everything you're entitled to, put it in priority order, prepare the paperwork we're allowed to, and make sure nothing slips through. And if we don't find at least $500/yr you're missing, it's free.

What does the nurse practitioner actually do?

Our nurse practitioner brings an eldercare perspective to how we read your situation — which benefits matter most for someone's health, independence, and ability to stay home. To be clear: this is benefits navigation, not health care. Nothing we provide is medical advice, a diagnosis, or treatment, and no clinician-patient relationship is created. For medical questions, always talk to your own doctor or provider.

Do you handle VA benefits and taxes?

We identify them, but we don't charge to file them — that's the law, and it's there to protect you. VA claims must go through a VA-accredited representative, so we connect you to a free Veterans Service Officer. The Senior Circuit Breaker is claimed on a tax return, so we help you gather everything and you (or your tax preparer) file it. This keeps you protected and keeps our fee honest.

My parent doesn't live with me, or is in another town. Is that a problem?

Not at all — most of our clients are adult children helping a parent. We work from the details you provide, check the rules for your parent's specific town, and can do the 30-minute call with you, your parent, or both of you together.

Are you a law firm or a government agency?

No to both. Benefighter is an independent information and document-research service. We are not a government agency, and being contacted by us is not an official notice about your benefits. We are not a law firm — we provide factual information and clerical help, not legal, tax, financial, or medical advice. For legal questions (especially nursing-home MassHealth or asset protection), we'll refer you to a licensed Massachusetts elder-law attorney.

How does the money-back guarantee work?

Simple: if our check doesn't identify at least $500/year in benefits you aren't already getting and appear likely to qualify for, email us within 30 days and we refund your $179 in full. Most households we review are owed well over $2,000 a year, so this rarely comes up — but the promise is real.

What happens to my personal information?

We use what you share only to complete your review and deliver your plan. We don't sell it, and we don't share it for marketing. The free benefits check runs entirely in your browser — those answers are never sent to us. See our full privacy note below.

Find out what your family is owed.

Start with the free benefits check, or go straight to the full review. Either way, you'll finally know exactly what's on the table.